Financial Freedom Happens Here – and it starts with YOU. At FAIRWINDS Credit Union, we’re more than a workplace; we’re a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom - for our members and for you. We’re looking for an experienced VP - Commercial Credit Administration to lead our Commercial Credit team and provide an independent credit perspective on complex transactions, participations, syndications, and portfolio risk. This is a highly visible leadership role for someone who brings deep commercial credit expertise, strong judgment, and a passion for developing people. You’ll oversee the day-to-day effectiveness of the Commercial Credit function while serving as an independent credit voice on complex transactions, participations, syndications, and portfolio risk. Your Role in Our Mission: • Lead, coach, and develop the Commercial Credit team, creating clear expectations and supporting performance, career growth, and succession planning. • Champion strong underwriting standards and consistent credit decisioning across the department. • Serve as a key independent credit reviewer for complex commercial transactions, including participation purchases and syndication opportunities. • Evaluate opportunities through multiple lenses, including credit quality, counterparty strength, portfolio fit, concentration risk, risk-adjusted return, and alignment with FAIRWINDS' risk appetite. • Provide thoughtful recommendations around credit structure, exposure management, participation and syndication opportunities, and portfolio-related risk. • Oversee Commercial Credit workflows, resource allocation, capacity planning, and process improvements to keep the team operating effectively as business needs evolve. • Partner closely with the VP - Commercial Credit Officer on credit strategy, policy administration, organizational development, and continuous improvement. • Help strengthen the overall effectiveness of the Commercial Credit function by balancing sound risk management with the needs of the business. What Makes You a Great Fit: • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field required. • Significant experience in commercial credit, underwriting, or credit administration, including experience with complex commercial transactions. • Completion of a formal commercial credit training program or equivalent credit qualification is preferred. • Risk Management Association Credit Risk Certification (CRC) is preferred. • Strong knowledge of commercial credit analysis, loan structuring, portfolio risk, concentration management, and credit governance. • Experience evaluating loan participations and/or syndicated credit opportunities. • Demonstrated leadership experience, including coaching, performance management, talent development, and succession planning. • Strong independent judgment and the confidence to appropriately challenge credit assumptions and recommendations. • The ability to balance credit quality and risk management with broader business objectives. • A collaborative leadership style and the ability to build strong partnerships across Commercial Lending and other areas of the organization. • A continuous-improvement mindset with experience improving workflows, processes, or team effectiveness. A Culture of Care and Reward: You give your best, and we give back with a comprehensive and meaningful rewards package: • Enjoy 11 paid holidays and generous paid time off to recharge and reset • Build your future with a 6% 401(k) match • Receive a $700 annual contribution to your Health Savings Account • Access our comprehensive maternity leave program to support growing families • Stay covered with medical, dental, vision, disability, and life insurance • Grow your career through leadership development, tuition assistance, and advancement opportunities • Earn rewards for financial wellness through our Debt Free Club and Dave Ramsey’s SmartDollar program • Thrive in a purpose-driven, people-first culture where your impact matters This is more than your next job. It’s your next step in changing lives; starting with your own. About FAIRWINDS Credit Union At FAIRWINDS Credit Union, Financial Freedom Happens Here. Headquartered in Orlando, we’ve proudly served members for more than 70 years. Our mission - Changing members’ lives on the journey to Financial Freedom - guides every decision we make, and our vision is simple: Members financially free. Through The FAIRWINDS Way, we foster a culture built on integrity, accountability, and teamwork. We are also proud to be nationally endorsed by The Dave Ramsey Show as a trusted provider committed to financial wellness! We’re honored to be recognized as one of the Forbes 2024 Best-in-State Credit Unions and Orlando Business Journal’s Best Places to Work. Join a top workplace where your purpose matters, and your growth is supported every step of the way.