This is a senior-level individual contributor role for an experienced professional with a background in the mortgage and retail banking industry. The primary objective is to leverage expertise in SAS and/or Python to develop and maintain Management Information Systems (MIS), create insightful visualizations, and support regulatory deliverables for our Risk or Marketing teams. This individual will be a subject matter expert in mortgage industry MIS and will be responsible for providing data-driven insights to support strategic decision-making. Key Responsibilities: * MIS Development: Design, develop, and maintain MIS reports and dashboards using SAS and/or Python to track key performance indicators and provide insights into business trends. * Data Analysis and Visualization: Perform in-depth data analysis and create compelling visualizations to communicate findings to stakeholders. * Mortgage Industry Expertise: Apply deep knowledge of the mortgage industry, including MIS and regulatory requirements, to ensure the accuracy and relevance of our reporting and analysis. * Regulatory Reporting: Support the delivery of regulatory reports and ensure compliance with all relevant regulations. * Data-driven Insights: Proactively identify trends, patterns, and anomalies in data to provide actionable insights and recommendations to the Risk or Marketing teams. * Individual Contribution: Work as a high-performing individual contributor, taking ownership of projects and delivering high-quality work with minimal supervision. Qualifications: * Experience: 10+ years of experience as an individual contributor in a major bank, working within Risk or Marketing teams with a focus on the mortgage and/or retail/commercial banking industry. * Technical Skills: * Programming Languages & Frameworks: Advanced hands-on proficiency in Python, PySpark for distributed large-scale data processing, and SAS (Base SAS, Macros, PROC SQL). * Big Data & Database Technologies: Expert-level SQL querying and performance tuning across Big Data ecosystems (Hadoop, Hive, Impala) as well as relational database systems. * Data Visualization: Proven experience designing visual summaries and exploratory dashboards using Python libraries (e.g., Matplotlib, Seaborn) or modern BI platforms. * Automation & Engineering Best Practices: Strong command of Linux/Unix shell scripting, version control (Git), and automated workflow/batch schedulers (e.g., Autosys, Airflow). * Domain Knowledge: * Mortgage Industry: Deep understanding of the mortgage industry, including key metrics, MIS, and regulatory deliverables. * Soft Skills: * Business Acumen: Strong business acumen and the ability to translate data into actionable business insights. * Analytical Mindset: A strong analytical mindset and a passion for working with data. * Communication: Excellent communication and presentation skills, with the ability to explain complex analysis to a non-technical audience. Education: * Master's degree in Computer Science or Statistics is required. \------------------------------------------------------ ## Job Family Group: Risk Management \------------------------------------------------------ ## Job Family: Risk Reporting \------------------------------------------------------ ## Time Type: Full time \------------------------------------------------------ ## Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Management Reporting, Policy, Procedure, and Regulation, Risk Management Lifecycle. \------------------------------------------------------ ## Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. \------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.