The Credit Analyst analyzes the financial information of clients, manages the credit needs of accounts assigned, structures and proposes credit facilities, performs periodic and annual reviews, criticized reports, risk rating and industry analysis and monitors delinquency and compliance with covenants. The Analyst also monitors compliance with Federal Regulations and Bank Policies, as well as the accuracy and completeness of collateral and related documentation. The Analyst compiles and maintains portfolio data for Department Head, follows up to assure compliance with Department’s quarterly/annual review schedule and assists in the preparation of presentations and other related tasks.