Commercial Relationship Manager | Build Relationships. Drive Growth
SmartBank · smartbank.com
DestinLead / Manager
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The job in short
A lead / manager full-time Banker / Relationship Manager role at SmartBank in Destin. Skills mentioned: Networking, Banking, Insurance.
NetworkingBankingInsurance
Details
- Found
- 39 d ago · posted 2026-07-10
- Location
- Destin
Full description
Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.
Build Relationships. Drive Growth. Create WOW Experiences.
At SmartBank, we believe banking is about relationships. As a Relationship Manager, you'll help businesses succeed by delivering commercial lending, deposit, and treasury management solutions while building lasting client partnerships.
Why SmartBank?
We offer a competitive benefits package designed to support your success both at work and at home:
• Medical, Dental, Vision, Life, and Disability Insurance
• 401(k) with 4% Company Match
• Generous PTO, SmartFlex Days, and 11 Paid Holidays
• Tuition Reimbursement and Professional Development
• Paid Community Involvement Opportunities
• Associate Recognition Programs and Company Apparel
Built on our core values—Act with Integrity, Be Enthusiastic, Create Positivity, Demonstrate Accountability, and Embrace Change—our team is united by a common purpose: Creating WOW Experiences for our clients and communities.
What You'll Do
• Develop new commercial banking relationships through proactive business development and networking.
• Structure, analyze, and manage commercial lending opportunities from application through closing.
• Build profitable client relationships by delivering lending and deposit solutions.
• Grow and maintain a high-quality loan portfolio while managing credit risk.
• Partner with internal teams to identify opportunities across banking, private wealth management, treasury management, and other business lines.
• Monitor portfolio performance, relationship profitability, and client satisfaction.
• Represent SmartBank in the communities we serve.
Qualifications
Required
• High School Diploma or equivalent.
• 5+ years of commercial banking, lending, business development, or relationship management experience.
• Proven success developing new business and managing client relationships.
• Strong credit analysis and financial assessment skills.
• Demonstrated track record of building and growing a high-quality commercial portfolio while maintaining strong credit quality, driving core deposit growth, expanding treasury management relationships, and generating referrals across banking and investment lines of business.
Preferred
• Bachelor's degree in Business, Finance, Management, or related field.
• RMA Credit Risk Certification.
• Graduate School of Banking completion.
• Commercial Lending School completion.
Join Our Team
If you're a driven relationship builder who enjoys helping clients, businesses, and communities thrive, we invite you to explore a career with SmartBank and discover what it means to create WOW experiences every day.
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