Our fixed income philosophy: Know the risk. Own the insight. Protect the downside. • We're not just looking for a Credit Analyst. • The person needs the conviction in his views to take risks, and not just benchmark to others in the industry. The edge in financial markets comes by not being in bandwagon, but willingness to go beyond the ordinary. The person should be ready to put his neck online by giving actionable views that will get alpha. What does value mean in credit research? • It means surfacing risks others miss. • It means asking uncomfortable questions in comfortable rooms. • It means protecting portfolios when markets forget to. We’re looking for: • A sharp eye for financial statements and ratios. • A curious mind that questions assumptions. • A talent to evaluate business models – whether it’s a steel plant or a fintech. • A solid understanding of credit rating frameworks – and the confidence to challenge. • A pulse on macro trends and sectoral shifts. • Comfort reading between the covenants, and not just the lines. You must love for : • Writing crisp, well-reasoned reports. • Presenting to investment committees with clarity and confidence. • Engaging with company management, rating agencies, and market participants. • Staying organised – we value record-keeping as much as insight. • Working in a tightly regulated setup with auditors around the corner. • Using tools like Bloomberg to extract the truth hidden in numbers. You bring: • Risk perception that’s instinctive, yet backed by data. • Curiosity to learn across sectors. • Professionalism, integrity, and the ability to hold ground in debates. • Energy to work independently, and humility to collaborate as a team. • Discipline to juggle multiple issuers, deadlines, and reviews. If this sounds like your kind of challenge – don’t just send us your CV. Tell us how you assess credit. Write to us about a credit that surprised you – for better or worse. Or tell us what you'd do differently if you were the rating agency. We’re not hiring for a checklist. We’re hiring for perspective.