Description Scope: The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer. Accountabilities: The Agricultural Lender I will: · Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection. · Source, develop and underwrite financing requests for existing customers. · Work to support other agricultural lending activities. · Conduct collateral reviews and provide inspection summaries · Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services. · Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required. · Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge. · Support livestock lending activities with inspection reports. · Make referrals to the Investment, Real Estate, and Insurance departments. · Source, develop and underwrite financing requests for new prospects. · Negotiate rates and terms of loans with customers and management within set guidelines. · Provide active leadership within the loan department and promote and foster the team and family concept. · Participate as a leader or member on various bank committees and task teams. · Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically. · Perform other duties as requested or assigned. Requirements Experience: · 1- 2 years of banking and lending experience · Experience should reflect financial acumen and familiarity with technology Special Requirements: Critical Competencies to Effective Performances are: 1. Relationship Building-understands that a primary factor in success is establishing and maintaining productive relationships 2. Financial Acumen-understands the financial framework of the organization 3. Initiative-takes action without being prompted 4. Integrity-thinks and acts ethically and honestly 5. Problem Solving & Decision Making - identifies problems, solves them, acts decisively and shows good judgement 6. Communicativeness - recognizes the essential value of continuous information exchange and the competitive advantage it brings 7. Organizing & Planning - possesses strong organizational and planning skills 8. Industry Knowledge - knows the industry, monitors trends, and works to apply knowledge to advance the organization 9. Team Player - shares resources, responds to the needs of other departments and supports the larger organizational agenda 10. Learning Agility - seeks new knowledge and personal growth continuously