Description MBT Bank is hiring an experienced and results-driven Commercial Loan Officer to join our Rochester team. This role is responsible for the development, management, and retention of a high-quality commercial loan portfolio while building strong, full-service banking relationships with our customers. The ideal candidate will bring a strong credit analysis background, business development skills, possess leadership qualities, and a passion for community banking. This position also offers potential for future advancement into a leadership role for candidates who demonstrate positive performance, initiative, and alignment with our bank’s values. MBT Bank is a family-owned community bank proudly serving customers across North Iowa and Southern Minnesota. Our organization is rooted in strong local relationships, personalized service, and a deep commitment to the communities we serve. Key Responsibilities • Build, manage, and grow a portfolio of commercial banking relationships through business development and customer retention • Analyze financial information and structure lending solutions that meet customer needs and bank guidelines • Monitor portfolio performance and manage risk while ensuring compliance with policies and regulations • Partner with internal teams and represent the bank in the community to deliver comprehensive financial solutions Requirements Benefits: • 401k Match and Profit Sharing • Health, Dental, & Vision Insurance • Paid Time Off • Life Insurance • Disability Insurance • Wellness Reimbursement • Tuition & Training Reimbursement Education: Bachelor's degree with an emphasis in business, finance, or accounting Experience • Bachelor’s degree in business, finance, accounting, or related field • 10+ years of experience in commercial lending, credit analysis, or banking Computer Skills: • Proficiency in the use of basic office equipment, keyboarding, Microsoft O365, web-based software, banking software, and overall computer navigation. SUPERVISORY RESPONSIBILITIES None WORK ENVIRONMENT The work environment characteristics described here are representative of those that are generally found in a bank office environment. • Work is generally sedentary in nature. • The working environment is generally favorable but may have fluctuations in office temperatures. • Work is generally performed within an office environment with standard office equipment available. • May have distractions from other people’s conversations, coin machines, and drive-up loudspeakers.