Job Summary The position of Mortgage Loan Originator is primarily responsible for providing service to customers and prospective customers seeking Residential loans. Role and Responsibilities • Originating a high volume of mortgage loans ($12 million or more annually) and developing business contacts by soliciting outside contacts such as realtors, builders, attorneys, etc. • Interviewing applicants and analyzing customer's financial status and earnings to determine most appropriate mortgage loan program. • Analyzing more complex personal, partnership, and corporate tax returns, including attached schedules. • Making preliminary determination of applicant's credit worthiness. • Calling on key existing and prospective customers, realtors and builders to establish relationships for loan referrals. • Providing advice and service to applicants requesting mortgage loan information. • Representing the bank in the community and at real estate industry functions to identify, develop and promote additional business. • Regular and predictable attendance. Qualifications • High school diploma or equivalent plus additional training equal to two years of college, or comparable work experience. • 2+ years of residential lending experience. • Bilingual preferred. • Excellent interpersonal, written and verbal communication skills. • Strong presentation skills and ability to conduct seminars for business development and outreach. • Ability to interact with customers in a professional manner to provide exceptional customer service. • Ability to effectively use applicable software. • Familiarity with all of the bank's products and services as well as basic Fannie Mae and Freddie Mac guidelines Preferred Skills/Competencies Maintains a working understanding of, and complies with, applicable banking regulations as well as internal policies and procedures.