Essential Functions: • Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval. • Completes application and gathers supporting documentation. • Reviews and completes regulatory disclosures with customer. • Maintains existing and generates new sources of referral business. • Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer. • Inputs application data into Loan Origination Software (LOS). • Utilizes automated underwriting systems (AUS) to obtain credit recommendations. • Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties. • Communicates with all parties in a professional and courteous manner. • Manages his/her pipeline of loans to verify accuracy of the current loan status. • Knows and abides by HomeSale Mortgage Policies and Procedures. • Mentors other Loan Officers. • Relays to Senior Management any industry changes or trends that may be of interest to them. • Participates in HomeSale Mortgage association events. • Must actively participate in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager • Attends Loan Officer Meetings. • Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. • Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). Minimum Required Skills and Competencies: • Must have a valid NMLS # • Minimum 2-years' experience originating • Self-motivated professional with a proven ability to quickly establish and maintain strong referral partner relationships • Demonstrated commitment to delivering exceptional customer service • Proven sales record based on closed loan production • Currently possess sources of referral business for purchase transactions • High School Diploma or equivalent • Awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines. Desired Skills and Competencies: • Working knowledge of Microsoft Office products. • Working knowledge of Encompass software. #mortgage #hsm