ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following: • Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals • Analyze credit worthiness of commercial borrowers and make recommendations for extending credit • Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects. • Promote and cross-sell other Bank services to existing and prospective clients • Oversee preparation of legal documents for loan closings • Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions • Maintain portfolio delinquency at levels acceptable to management • Interact with operational and technical areas to resolve problems • Be active in community/civic/professional organizations that promote the bank and engender networking opportunities • Adhere to all appropriate service standards • Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations. • Regular, predictable attendance is an essential requirement of this position EDUCATION and/or EXPERIENCE: • Bachelor degree in Business Administration or Finance • Minimum of three (3) years experience as a commercial lender • Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected • Ability to clearly and effectively communicate both verbally and in writing • Frequent travel will be required using reliable personal transportation E-Verify is used to confirm the identity and employment eligibility of all newly hired employees. Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran