Overview We’re seeking a Portfolio Specialist II to provide expert credit and sales support to our Commercial Banking Relationship Managers. This role is ideal for someone with strong analytical skills, a collaborative mindset, and a deep understanding of loan portfolio management. Position may be located in one of the following offices; Marietta GA, Canton GA, Fayetteville Ga or Cobb Galleria in Atlanta GA. What You’ll Do • Credit & Sales Support • Partner with Relationship Managers to manage loan portfolios, including annual reviews, covenant compliance, borrowing base monitoring, and collateral exceptions. • Participate in joint client calls, underwriting, and preparing credit approval packages. • Coordinate with Credit Analysts to develop financial spreads, LARs, credit memos, and related documentation. • Serve as a secondary contact for client relationships and identify cross-sell opportunities. • Assist lenders with prospecting and prepare commitment letters and loan documents. • Financial Analysis • Analyze complex business and personal financial statements and tax returns. • Evaluate client relationships holistically to identify risks and opportunities. • Prepare and present credit analysis packages with limited supervision. • Recommend strategies to mitigate credit risks. Requirements For Success • 3–5 years of experience in commercial lending, including underwriting and financial analysis. • Strong knowledge of commercial loan structures and credit policy. • Familiarity with banking regulations and loan documentation. • Excellent communication and interpersonal skills. • Ability to work independently and manage multiple priorities. • Proficiency with financial reporting tools (e.g., Navigator). • Strong organizational and time management skills. Conditions of Employment • Must pass a criminal background and credit check. • Full-time, on-site position (non-remote). • FLSA Status: Exempt. Pay Range USD $70,000.00 - USD $82,135.00 /Yr.