Portfolio Manager Team Lead, Middle Market C&I – Atlanta, GA FinTrust Connect has partnered with a well-capitalized regional banking institution to identify top talent for a Portfolio Manager Team Lead, Middle Market C&I opportunity. This role is ideal for an experienced commercial banking leader who combines deep Middle Market C&I credit expertise with a passion for coaching portfolio managers, driving credit quality, and partnering with Relationship Managers to deliver sound lending solutions and exceptional client service. Why this opportunity? • Culture: Collaborative, high-performing commercial banking environment that values strong leadership, sound credit judgment, accountability, and relationship-driven banking. • Workplace: On-site – Atlanta, GA • Function: Lead a team of Middle Market C&I Portfolio Managers while overseeing portfolio quality, underwriting standards, credit execution, and collaboration with Commercial Relationship Managers to support new business growth and prudent risk management. Requirements: • Bachelor's degree in Finance, Accounting, Business, Economics, or a related discipline; advanced degree or formal banking education is a plus • Minimum 10 years of commercial banking, commercial credit, portfolio management, or commercial lending experience with significant Middle Market C&I exposure • Previous leadership experience managing, mentoring, or developing Portfolio Managers, Credit Analysts, or commercial banking professionals • Extensive experience underwriting and structuring Middle Market Commercial & Industrial (C&I) credit facilities • Strong knowledge of cash flow lending, revolving lines of credit, equipment financing, acquisition financing, and term loan structures • Deep understanding of commercial credit analysis, financial statement analysis, covenant design, global cash flow, leverage, liquidity, and debt service coverage • Experience approving or recommending complex commercial credit transactions through formal credit approval processes • Strong knowledge of commercial loan documentation, collateral structures, policy exceptions, and regulatory expectations • Proven ability to manage portfolio quality while balancing client responsiveness and business growth • Excellent coaching, communication, relationship management, and organizational skills • Proficiency with Microsoft Office applications, including Excel, Word, Outlook, and PowerPoint Description: • Lead, mentor, and develop a team of Middle Market C&I Portfolio Managers responsible for underwriting and managing commercial banking relationships. • Reports to Commercial Banking or Credit Leadership. • Provide guidance on complex credit structures, underwriting strategies, risk assessment, and portfolio management best practices. • Review and approve credit recommendations, ensuring consistency with underwriting standards, credit policy, and regulatory expectations. • Oversee portfolio quality by monitoring risk ratings, covenant compliance, criticized assets, industry concentrations, and emerging credit trends. • Partner with Commercial Relationship Managers to evaluate new lending opportunities, renewals, modifications, and complex credit requests. • Assist Portfolio Managers in structuring revolving credit facilities, working capital lines, equipment loans, acquisition financing, and other C&I lending solutions. • Review credit approval memoranda, annual reviews, renewals, amendments, and commitment documentation to ensure thorough financial analysis and sound credit recommendations. • Identify policy exceptions and work collaboratively with credit leadership to evaluate mitigating factors and appropriate risk controls. • Support talent development through coaching, performance feedback, workflow management, and ongoing technical credit training. • Coordinate with Credit Administration, Loan Operations, Legal, and other internal partners to ensure efficient execution of commercial lending transactions. • Participate in customer meetings involving larger or more complex commercial relationships and provide strategic credit guidance when appropriate. • Foster a culture of strong credit discipline, collaboration, continuous improvement, and exceptional client service.