Senior Portfolio Manager, Middle Market C&I –Atlanta, GA FinTrust Connect has partnered with a well-capitalized regional banking institution to identify top talent for a Senior Portfolio Manager, Middle Market C&I opportunity. This role is ideal for an experienced commercial credit professional who has deep expertise underwriting middle market Commercial & Industrial clients, structuring complex cash flow-based credit facilities, and proactively managing portfolio risk while serving as a trusted partner to Relationship Managers. Why this opportunity? • Culture: Collaborative, relationship-driven environment that values sound credit judgment, accountability, independent decision-making, and long-term client relationships. • Workplace: On-site in Atlanta, GA • Function: Underwrite, structure, and manage a portfolio of Middle Market C&I relationships while partnering with Relationship Managers to deliver customized credit solutions, monitor portfolio performance, and support new business development. Requirements: • Bachelor's degree in Finance, Accounting, Business, Economics, or a related field; equivalent experience considered • Minimum 5 years of commercial banking, commercial credit, or portfolio management experience supporting Middle Market C&I clients; 10+ years preferred • Strong experience underwriting cash flow-based and asset-based Commercial & Industrial lending transactions • Demonstrated knowledge of revolving lines of credit, working capital facilities, equipment financing, acquisition financing, and term loan structures • Experience analyzing company financial statements, global cash flow, borrowing base reporting, collateral, guarantor strength, and repayment capacity • Strong understanding of leverage, liquidity, debt service coverage, covenant compliance, and commercial risk rating methodologies • Experience preparing detailed credit approval memoranda and presenting recommendations to credit leadership • Working knowledge of loan documentation, financial covenants, collateral perfection, and ongoing reporting requirements • Ability to identify emerging portfolio risks, industry trends, policy exceptions, and deteriorating borrower performance • Excellent analytical, organizational, written, and verbal communication skills • Proficiency with Microsoft Office applications, including Excel, Word, Outlook, and PowerPoint Description: • Manage the underwriting, approval, and ongoing portfolio management of Middle Market Commercial & Industrial lending relationships. • Analyze borrower financial performance, cash flow generation, liquidity, leverage, collateral, industry trends, and repayment capacity to support sound credit decisions. • Structure revolving lines of credit, working capital facilities, equipment loans, term debt, acquisition financing, and other C&I credit solutions appropriate to borrower needs. • Evaluate borrowing base reports, accounts receivable, inventory, collateral coverage, and guarantor support when applicable. • Recommend appropriate loan structures, advance rates, covenants, pricing, amortization, and risk ratings consistent with credit policy. • Prepare comprehensive credit approval memoranda, annual reviews, renewals, amendments, and commitment documentation. • Monitor portfolio performance for signs of financial deterioration, covenant breaches, industry-specific risks, and emerging credit concerns. • Partner closely with Middle Market Relationship Managers to evaluate new opportunities, retain existing relationships, and deliver responsive credit solutions. • Participate in client meetings to discuss financial performance, due diligence requirements, transaction structures, and ongoing credit needs. • Coordinate with Credit Administration, Loan Operations, Legal, and other internal stakeholders throughout the underwriting and closing process. • Identify policy exceptions and clearly communicate associated risks and mitigating factors to credit leadership. • Maintain direct communication with borrowers during underwriting, portfolio reviews, renewals, and ongoing servicing activities. • Reports to senior Credit or Portfolio leadership and operates as an individual contributor with no direct supervisory responsibilities.