Individual Loan Officer - MFB Darbhanga - Laherisarai J Grade
Tata Capital · tatacapital.com
Bihar
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The job in short
Microfinance loan officer.
Details
- Found
- 34 d ago · posted 2024-04-09
- Location
- Bihar
Full description
Key Objective of the Job:
To drive Rural Individual Loan business sales and achieving business deliverables.
Major Deliverables:
1 Ensuring onboarding of quality customers to maintain highest portfolio quality.
2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process
and policy
3 Conducting business and house verification for the potential customer along with financial analysis to
finalize the desired loan amount.
4 Enabling business growth across assigned territories for deeper market penetration and reach.
5 To ensure achievement of disbursement targets and achieving desired productivity numbers.
6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
7 Continuous follow up of overdue customers if any to ensure their repayment.
8 Build strong client relationships both internally and externally and build a strong brand identification with
existing and potential customer base.
9 Achieving highest First Time Right (FTR)
10 Constantly engaging in learning and development programs to upskill.
11 Adherence to product, process, and policies of the company.
Qualification: Graduate in any discipline
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