Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan. Understanding process and policies and implementing the same to ensure smooth transactions Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms Delinquency Management for the location Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies. PDD Management- controlling and tracking PDDs through proper MIS for the location Basic knowledge of loan underwriting Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis. Good communication and report writing skills Basic knowledge of Banking