Key Objective of the Job: • Credit analysis of proposal and preparation of credit notes. • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. • Meeting new customers and existing customers on regular basis • Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures • Ensure continuous monitoring for all high value exposures in the region. Major Deliverables: • Quality of Credit Underwriting • Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc • Portfolio Monitoring • To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc • To raise early warning signals for exit of stress accounts and take due measures for timely exit. • To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.