• Manage business and distribution for SME business within Business Lending Group for complex geographical locations (bigger geographical areas with multiple districts and business pockets) with different business dynamics • Optimise portfolio yield • The business will cater to clients with turnover over between 25 - 100 Crs • Ensuring overall portfolio and revenue targets are met. • Building profitable franchise for SME. • Manage and arrest slippage and maintain portfolio quality • Collaborating with lenders to customise lending solutions • Client Relationship Management in terms of risk & compliance • Building sourcing channel with sharp focus on sourcing through branch • Manage financial health and growth of SMEs ,₹25–100 Cr turnover, ₹5–15 Cr credit exposure • Drive profitability by increasing revenue, controlling costs, & promoting fee-based products (CMS, TFx, EXIM) • Monitor portfolio health, focusing on SMA & NPA • Develop growth strategies for BBG and EEG segments, including geographic expansion & complex credit structuring tailored to borrowers’ needs • Ensure compliance through covenant monitoring & audit oversight • Collaborate across credit, operations, risk, IT & compliance to streamline policies & processes • Lead and mentor teams, set performance metrics, & improve operational efficiency via TAT & FTNR controls • Leverage legal and technical expertise to manage complex cases & present credit proposals to sanctioning authorities • Oversee end-to-end credit delivery, coordinating sourcing, underwriting, operations, legal, & monitoring for smooth execution. Qualification required: Graduate/ Post Graduate Min Exp: 15 years Max Exp: 20 - 22 years