• Manage business and distribution for SME business within Business Lending Group for complex geograhpical locations (bigger geographical areas with multiple districts and business pockets) with different business dynamics. • The business will cater to clients with turnover over 100 Crs, these will be majorly High Value Clients who provide significant revenue and growth opportunities • Ensuring overall portfolio and revenue targets are met. • Building profitable franchise for SME. • Manage and arrest slippage and maintain portfolio quality • Collaborating with lenders to customise lending solutions • Managing front line sales for driving business • Managing key/strategic relation like channels like Branch & other channels for creating lead funnel. • Client Relationship Management in terms of risk & compliance • Building sourcing channel with sharp focus on sourcing through branch • Lead and manage the financial health and strategic growth of SMEs with ₹100+ Cr turnover and ₹15–50+ Cr credit exposure • Enhancing profitability through revenue growth & cost control • Promoting fee-based products like CMS, TFx, & EXIM • Developing growth strategies for BBG & EEG segments across geographies • Ensuring compliance with covenant monitoring & audit adherence • Maintaining portfolio health by managing SMA & NPA • Collaborating with credit, operations, risk, IT, & compliance teams to streamline processes • Increasing CASA & TD penetration • Expanding business into new regions • Structuring complex credit facilities tailored to borrower needs • Reviewing TAT & FTNR controls • Navigating complex business cases with legal & technical expertise • Presenting credit proposals to sanctioning authorities • Overseeing the credit delivery ecosystem for optimal performance Qualification required: Graduate/ Post Graduate Min Exp: 12 - 15 Years Max Exp: 18 - 20 Years