Annuity Specialist needs 5+ years Annuity Specialist requires: • Proven experience with fixed and fixed index annuities • Strong understanding of surrender schedules and annuity product structures • Ability to simplify complex financial concepts for clients • Excellent communication, organization, and analytical skills • Self-motivated and proactive in identifying client opportunities • Experience with insurance carriers, IMOs, or broker-dealer platforms (preferred) • Insurance license (215) required; Series 65 or equivalent a plus • Comfortable discussing financial products and upgrades with clients • Motivated by client success and long-term outcomes • Collaborative and professional in team and partner interactions • Evaluate current annuity holdings to identify upgrade or exchange opportunities • Accurately calculate and explain surrender fees and implications to clients • Clearly communicate annuity mechanics and upgrade benefits in client-friendly language Annuity Specialist duties: