Credit Processing Analyst
Digitide · digitide.com
Bhubaneswar, HardoiOn-siteMid level2+ yrs
The job in short
Credit processing analysis.
ExcelBanking
Details
- Found
- 22 d ago · posted 2026-05-12
- Location as listed
- Bhubaneswar, Odisha, India
- Role
- Credit / Risk / Compliance
- Source
- The company’s own careers site
Full description
As a Credit Processing Analyst, you will play a vital role in our organization's back-office operations. Your primary responsibility will be to ensure smooth and efficient credit processing, maintaining accurate records, and providing exceptional customer service. You will be a key contributor to our team's success, working closely with various departments to resolve customer inquiries and maintain positive relationships.
• Process and analyze credit applications, ensuring compliance with policies and regulations.
• Review and verify customer information, documents, and financial data for accuracy and completeness.
• Conduct credit risk assessments and make informed decisions on credit approvals or rejections.
• Maintain accurate and up-to-date credit records, ensuring data integrity and confidentiality.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit processing.
• Provide timely and accurate responses to internal and external stakeholders regarding credit-related matters.
• Identify and escalate potential credit risks or fraud indicators, working closely with the risk management team.
• Stay updated with industry trends, regulations, and best practices in credit processing and customer care.
• Assist in developing and implementing process improvements to enhance efficiency and customer satisfaction.
• Foster a positive and supportive work environment, promoting collaboration and knowledge sharing.
• Bachelor's degree in Finance, Business, or a related field, or equivalent work experience.
• Minimum 2 years of experience in credit processing, customer care, or a related role.
• Strong analytical and problem-solving skills, with attention to detail.
• Excellent communication and interpersonal skills, with a customer-centric approach.
• Proficiency in MS Office suite, especially Excel, and experience with credit processing software.
• Ability to work independently, manage multiple tasks, and meet deadlines.
• Knowledge of banking regulations and compliance standards related to credit processing.
• Strong organizational skills and a systematic approach to work.
• Willingness to learn and adapt to new technologies and processes.
• A positive attitude and a passion for delivering exceptional customer service.
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