Role: Sr. Actuarial Analyst - Employee Benefits & Financial Analytics Duration: Permanent - Full Time Shift: 6:00PM - 2:45AM Work Mode: Hybrid Location: Pune / Mumbai / Bangalore We're hiring for a Sr. Actuarial Analyst to help employer clients take smarter benefits decisions with numbers they can trust. You’ll own experience reporting, forecasting, IBNR reserving, and plan-design impact models that directly shape renewal strategy and funding. You’ll partner with account teams, present to clients/underwriters, and raise the quality bar for every deliverable. What You'll Do: • Build and present experience reports that explain spend, loss ratios, funding levels, and trends across employee benefit plans. • Produce financial forecasts and strategic recommendations that feed renewal planning. • Estimate IBNR reserves aligned to actuarial standards, ensuring accurate accruals for incurred-not-reported claims. • Create client-ready analytics: custom financial/performance reports highlighting trends and actionable insights. • Validate assumptions; ensure accuracy, consistency, and auditability across all models. • Co-pilot renewals with account teams; support underwriting discussions with clear, defensible analyses. • Drive continuous improvement and best practices while juggling multiple priorities and tight deadlines. Requirements What You Need To Qualify: • 8–12 years in US/Indian health/employee benefits analytics with strong exposure to renewals, funding, and plan design. • Education/credentials: Bachelor’s in Actuarial Science preferred; FQA ideal. We also welcome Statistics/Applied Math grads who’ve cleared ~10 actuarial exams and have deep healthcare EB experience. • Domain fluency: Group health/EB structures, funding mechanisms, and regulatory context; insurance/reinsurance fundamentals. • Technical toolkit: Advanced Excel; comfort with SQL/R/Python a plus; strong statistical reasoning for forecasting/reserving. • Consulting soft skills: Business storytelling, client presentation, decision support, and cross-functional collaboration.