Job Title: Credit Risk Analyst – Business Loans Location: Thane (open to local candidates) CTC: Up to ₹15 LPA Job Summary: We are looking for a Credit Risk professional with hands-on experience in Business Loans underwriting and a good understanding of credit policy framework development. The role involves evaluating credit risk, supporting policy enhancement, and ensuring portfolio quality. Key Responsibilities: Assess and underwrite Business Loans (secured/unsecured) as per credit policy Analyze financial statements, cash flows, and risk parameters Support credit policy formulation, review, and enhancements Monitor portfolio performance and flag early warning signals Ensure adherence to internal policies and regulatory guidelines Requirements Requirements: Experience in Credit Risk / Underwriting – Business Loans Awareness of credit policy frameworks & risk guidelines Strong analytical and financial analysis skills Prior experience with NBFC/Bank/FI preferred Preferred: Local candidates or open to working from Thane Immediate to short notice preferred