Position Summary The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the company's portfolio by analyzing lending trends, monitoring risk exposure, and supporting the development of risk management strategies aligned with business objectives. Key Responsibilities • Analyze loan portfolio performance to identify risk trends, delinquencies, and potential losses • Develop and maintain risk models, reports, and dashboards to support decision-making • Monitor credit risk, operational risk, and compliance-related exposures • Collaborate with underwriting, collections, and compliance teams to improve risk controls • Support the development and refinement of risk policies and procedures • Conduct periodic risk assessments and present findings to leadership • Ensure alignment with internal controls and regulatory requirements Required Qualifications • Bachelor's degree in Finance, Economics, Business, or a related field • 2–4 years of experience in risk management, financial analysis, or lending operations • Strong analytical and quantitative skills • Proficiency in Microsoft Excel and data analysis tools • Ability to interpret financial data and communicate insights effectively Preferred Qualifications • Experience in consumer finance or installment lending • Familiarity with risk modeling, credit scoring, or portfolio analytics • Knowledge of SQL, Python, or data visualization tools (Tableau, Power BI) • Understanding of regulatory frameworks related to lending Compensation & Benefits • Base Salary: $70,000 – $85,000 annually, based on experience • Performance Incentive: Annual bonus eligibility up to 10–15% • Total Compensation Potential: $77,000 – $98,000+ Benefits Package Includes: • Medical, dental, and vision insurance • 401(k) with company match • Paid time off and company holidays • Professional development and certification support • Career advancement opportunities