Role & Responsibilities Overview: • Develop machine learning models for various P&C insurance products elated to pricing, customer behavior, retention, price sensitivity, risk segmentation etc. • Build, enhance, and maintain GLM-based pricing models (frequency, severity, pure premium) for insurance products • Perform model comparison and benchmarking between traditional actuarial models and ML approaches • Design and implement feature engineering pipelines using policy, claims, exposure, and behavioral data • Conduct model validation, performance monitoring, and stability analysis over time • Deploy and operationalize models using Databricks-based workflows • Partner with actuarial, underwriting, and product teams to translate business problems into analytical solutions • Document modeling methodology, assumptions, and results to support model governance and regulatory review Candidate Profile: • Location - Based out of US, (Cincinnati, Ohio Preferred) • 7+ years of experience in P&C insurance analytics, pricing, or actuarial-adjacent Data Science roles with proficiency in advanced Machine Learning, NLP, DL techniques • Hands-on, end-to-end ownership mindset from data preparation to model deployment • Proven ability to work with large, complex insurance datasets with the ability to explain analytical results to non-technical stakeholders • Strong understanding of P&C insurance pricing concepts, customer life cycle, rating variables, and risk segmentation • Bachelors or Master's degree in data science, economics, mathematics, computer science/engineering, operations research or related analytics areas Technical skills: • Machine Learning algorithms for tabular data (Gradient Boosting, Random Forests, XGBoost, LightGBM, NLP-Unstructured) • GLM modeling expertise (Poisson, Gamma, Tweedie, Logistic) • Python for data analysis and modeling (pandas, numpy, scikit-learn, statsmodels) • Databricks / Spark (PySpark) for large-scale data transformation and feature engineering • SQL for data extraction, transformation, and analytical queries • Model explainability techniques (e.g., SHAP, partial dependence) • Experience with model deployment, scoring pipelines, and performance monitoring