Job Purpose • The role is a critical element of organization’s defense against money laundering, terrorist financing and fraud. • Responsible for Reviewing, analyzing, disposing AML transaction monitoring alerts • Identification and Implementation of improvement areas as prescribed by Regulatory bodies such as RBI, and FIU-IND and other AML Compliance initiative. Duties and Responsibilities • Ensure timely review, analyse and disposition of AML alerts • Conducting a complete and thorough investigation of the individual alerts in accordance with internal policies and procedures and external regulations (e.g. RBI KYC Policies, PMLA Act & Rules) • Knowledge of KYC/ML/CDD/EDD/Sanctions/PEP Screening/Knowledge of SAR/STR process, desirable. • Handling team of analysts and providing support and guidance • Mentor team members, provide training on AML best practices, and foster a culture of compliance and data-driven decision-making • Ensure strong documentation and adherence to regulatory requirements • Prepare detailed reports, dashboards, and presentations on AML findings, ensuring clear communication of complex data to stakeholders and senior management. • Identification of improvement areas in regard to regulatory mandates and Product constructs • Project management experience including system upgrades, workflow transformation, and cross-team coordination • Support in developing and implementing an effective compliance program related to KYC / AML to meet the regulatory expectations of the authorities, e.g. RBI, on a regular basis • Preparation of SOP in accordance with Compliance requirements • Ensure adherence to SOP and timely incorporation of changes if any • Identification of practices across different processes and systems and their impact on transactions from an AML perspective • Ability to work on multiple projects on involving usage of AI / ML / RPA Required Qualifications and Experience • Post Graduate Degree, six to eight years plus of experience in the lending business / Bank. • Working knowledge of AML monitoring systems and case management tools. • Familiarity with AML/CFT regulations and typologies (FATF, FIU-IND) • Good domain knowledge of BFL products, processes and systems • Excellent verbal and written communication skills for reporting and stakeholder engagement. Demonstrated leadership abilities to guide teams, influence decisions, and drive initiatives. • Ability to perform statistical analysis, interpret complex data, and make evidence-based recommendations under tight deadlines. • Understanding of Financial Crime Policies & Documentations, knowledge of banking terminologies, Onboarding/Compliance/AML/KYC experience. • Ability to interpret Regulatory requirements • Applicant should possess advanced skills in MS Excel, MS Power-point and working knowledge of SQL preferred • Ability to manage and meet SLAs in high-volume environments. • Ability to work independently and accomplish the task assigned • Auditing, risk assessment, and compliance testing to ensure accuracy and regulatory alignment.