Role Profile Products (SULB) MUTHOOT FINCORP | Page 2 of 3 ROLE SPECIFICATION Role Title Assistant Product Manager Company Muthoot Fincorp Limited Function/Department Product Location Chennai ROLE SUMMARY The role leads end-to-end development, management, and enhancement of the Business Loan, Loan Against Property (LAP) & Home Loan product portfolio, aligning with Muthoot Fincorp's strategic objectives. It involves owning and managing the product roadmap, market collaboration processes with cross-functional, compliance teams to drive revenue growth, and delivering exceptional client experience. KEY RESPONSIBILITIES Product Strategy & Operations ? Define and execute product strategy for Business Loans, LAP, and Home Loans, aligned with organizational goals, while identifying growth opportunities and expansion avenues. ? Manage the end-to-end product lifecycle, from ideation to launch and post-launch optimization. ? Translate business needs into clear user stories, PRDs (Product Requirement Documents), and acceptance criteria. ? Monitor product deliverables, sprint progress, and key performance metrics to ensure timely execution. ? Oversee day-to-day product operations, including issue tracking, impact assessment, and release coordination. ? Provide data-driven insights and actionable recommendations to senior management for strategic decision-making.. Process Excellence & Customer Experience ? Continuously review and optimize loan approval, disbursement, and monitoring processes to improve efficiency and reduce turnaround time (TAT). ? Drive the implementation of technology-led solutions to enhance operational efficiency and customer experience. ? Work closely with Risk and Compliance teams to ensure adherence to credit policies and regulatory requirements. ? Proactively identify potential risks in product design and internal processes, and implement mitigation strategies. KEY INTERACTIONS Internal Stakeholders External Stakeholders Sales Teams Credit & Risk Teams Operations & Disbursement Teams Technology / IT Team Compliance & Legal Marketing Team Channel Partners / DSAs Vendors (Technology partners, Valuation agencies, Legal partners) Regulatory Bodies (as required) Co-lending Partners Customers MUTHOOT FINCORP | Page 3 of 3 KEY ROLE DIMENSIONS Geographical coverage – PAN India Direct reportees - Nil Total team size - 4 SULB KEY SKILLS & BEHAVIOURAL ATTRIBUTES • 2–3 years of experience in the BFSI sector, preferably in lending products. • Strong understanding of product management and business analysis concepts. • Hands-on experience with wireframing and UI/UX design principles. • Proven ability in product development and sales enablement. • Proficiency in tools such as Excel, SQL, Jira, and other product management platforms. • Basic understanding of Loan Origination Systems (LOS) is an added advantage. • Strong analytical thinking, problem-solving ability, and stakeholder management skills. • Effective communication with the ability to bridge business and technology teams. EDUCATION / EXPERIENCE . Graduate or MBA in Finance or Management (preferred); mobility & communication; willingness to travel as required; proficiency in English, Hindi, and/or relevant regional languages.