Role Profile RCU Analyst (BPFD) Page Break ROLE SPECIFICATION Role Title RCU Analyst Employee Interviewed Yes Reports To M. Nagarajan Company Muthoot Fincorp Limited Function/Department RCU Location HO,Annasalai,Chennai Written By M. Nagarajan Approved By (Functional) M. Nagarajan Approved By (People & Culture) Date (Written On) 10-Aug-2026 ROLE SUMMARY ORGANIZATIONAL CHART KEY RESPONSIBILITIES Operations & Transactional • Conducting analysis on File/Docket review • Conducting analysis on Hunter/Ancora review • Conducting analysis on RCU verification/CPV, BGV review • Conducting analysis on Customer/Vendor/Employee verification • Conducting analysis on AML, EWIS, STR, RFI • Performing reverse analysis on BAU, Surveillance etc, on regular intervals Process Improvement • Conducting analysis on file review HL, LAP,SCF, BL,VM etc,. • Docket review of HL& LAP, BC • 10% of property verification • Performing analysis of effectiveness of Hunter Validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV • Performing analysis of effectiveness of Crime check validation on customer onboarding, Ancora for both Individual & Non-Individual Vendor empanelment, Employee BGV etc,. • Employee referral, Vendor Vetting offline through email from respective FPR • Surveillance activities, not limited to EWIS, AML, STR, Adhoc Investigation etc,. • Performing evaluation or reverse analysis of above listed process from RBI compliant • Liaison with internal & external stakeholders on new project and evaluation of existing projects • To take part in brainstorming session with respective stakeholders on all upcoming projects towards achievement of utmost utilisation of Digital Solutions • KEY INTERACTIONS Internal Stakeholders External Stakeholders Business,Credit,Operations,IT,Product,Legal,Technical,Audit,Compliance,HR,Admin, RCU Vendor,Ancora,Experian,IDFY,CAMS,Bank Connect, Inbox, KEY ROLE DIMENSIONS Geographical coverage – Direct reportees Total team size SULB No NA KEY SKILLS & BEHAVIOURAL ATTRIBUTES • Experience in the role of Data, Risk & Business Analyst • Proficiency in technical tools Advanced Excel, SQL, Python • Translate complex data into interactive dashboards • Providing management with accurate metrics for strategic decision making EDUCATION / EXPERIENCE . Undergraduate with proficient knowledge in presenting data utilizing technical tools