1. Responsible for supervision of Process management and adhering to Timeliness and Quality underwriting for Business loans, educating and training the team for better process efficiency and optimum productivity and audit compliances 2. Portfolio quality Management _ Frequent review of portfolio trend on all Key parameters ensuring acceptable trends highlighting hits and misses with continuous corrective measures ensuring Portfolio quality. 3. Responsible enabling business enhancement collaborating with business units and Channel partners on continuous basis 4. Innovating and creative in implementing and strategizing best practices from time to time in all critical parameters including Policy modification, Process and cost efficiency, team management etc., 5. Team management - Leading, mentoring, monitoring the performance of the team, creating talent, creating dynamic Environment that provides development opportunities and motivates high performance amongst team including nurturing, imparting training, providing frequent performance feedback etc. 6. Strong Product knowledge & in-depth understanding of South market