Department Retail Finance Designation / Position Credit Manager – Unsecured Business Years of Experience 4 to 8 years Educational Qualification Post Graduate (MBA) / CA Specialized Competency / Skill (Should be well versed with Should have following function knowledge of) · Keen understanding and focus on risk, controls, compliance and regulatory framework · Strong analytical & communication skills (written & verbal) · Good client servicing skills · Good financial analytical skills, communication skills · Solution orientation, Ability to work under time pressure · Minimum 4 years of PL underwriting experience Job Profile / Responsibilities · Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers · Customer Interaction to understand needs, finds solutions within the product range available · Effectively create and develop strong internal and external stakeholder relationships. · Ensure all lending procedures comply with audit and compliance regulations · Make optimal use of the Loan origination and management system · Give feedback to the credit policy basis underwriting experience · Maintain credit TAT and handle daily volumes • Good insight of market, product & processes to implement informed decision making About Axis Finance Limited Axis Finance Limited (AFL) is a Non- Banking Financial Company (NBFC) which provides Wholesale and Retail lending solutions to Corporate and Retail customers respectively across geographies and businesses. As a wholly owned direct subsidiary of Axis Bank, Axis Finance Limited endeavours to offer complementary financial solutions to its customers who have unique financing requirements. Our portfolio of products on the retail side include Loan Against Debt Mutual Funds & Bonds and Loan Against Property. In the Wholesale lending space, we cater to Special Situations Funding, Structured and Mezzanine Financing and Real-Estate Financing requirements of Corporates.