Job responsibility • Analyze financial data related to loan requests. • Evaluate loan documents are to insure accuracy and completeness. • Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors. • Record loan denials and specific basis for declining application. • Monitor and report noncompliance with loan covenants. • Maintain client relationships and provide superior customer service. • Assist with technical underwriting issues and questions. • Review loan documentation and vendor reports to identify signs of fraudulent activity. • Develop and implement underwriting policies and procedures. Skills required • Applied knowledge of underwriting fundamentals and standard industry practices • Understanding of basic financial principles and processes • Knowledge of federal, state, and local regulatory requirements • Ability to maintain confidentiality • Strong analytical skills and attention to detail • Excellent communication and negotiation skills • Ability to multitask and work under pressure to meet strict deadlines