Job Title • 3rd Party Property Claims Adjuster/Examiner Location • 222 S Harbor Blvd, #720, Anaheim, CA 92805 Salary • $65,000 - $100,000/year Position Type • Full-time • Non-exempt (Hourly) or Exempt (Salaried) • Monday – Friday • 8:30 am – 5:30 pm • Hybrid after 90 days – 3 days in office/2 days remote Reports to • Senior Claims Manager Position Overview: DB Insurance is seeking an experienced and detail-oriented 3rd Party Claims Adjuster/Examiner especially with claims involving bodily injury and litigation, to join our team. In this role, you will handle claims involving third-party liability, specifically in commercial trucking and business policies, working to resolve them efficiently while ensuring fair settlements. The ideal candidate has a strong background in investigating, evaluating, and negotiating claims, with the ability to manage multiple cases simultaneously. Key Responsibilities: • Investigate, evaluate, and resolve third-party claims including bodily injury, property damage, and liability claims including ones in litigation for commercial trucking and business policies • Gather and review all relevant documentation including statements, police reports, medical reports, and legal documents • Handle claims in-house and oversee claims managed by TPA (Third-Party Administrator) • Conduct interviews with claimants, witnesses, and other involved parties • Determine coverage, injury evaluation, liability, and the appropriate settlement amount, ensuring claims are processed in accordance with policy terms and regulatory guidelines • Communicate with claimants, attorneys, and other third parties to resolve claims promptly and fairly • Prepare detailed reports outlining claim statuses, investigation results, and settlement recommendations • Negotiate settlements in line with company policies and best practices • Maintain accurate and detailed claim records in the claims management system • Stay updated on state laws, industry trends, and changes in insurance regulations • Collaborate with legal teams and other departments when necessary • Attend mediations or trials as needed Qualifications: • Minimum 3 years of experience as a 3rd Party Claims Adjuster, with experience handling bodily injury and property damage claims • Strong knowledge of insurance policies, coverage, and third-party liability claims processes • Excellent negotiation, investigation, and problem-solving skills • Strong communication skills, both verbal and written, with the ability to explain complex claims clearly • Ability to manage a high volume of claims and prioritize tasks effectively • Proficiency MS Office/Google Workspace applications • Familiarity with state-specific insurance regulations and legal processes • Experience in handling complex or high-value claims • Bachelor’s degree in a related field or equivalent work experience preferred • Experience working with attorneys, mediators, or in a litigation environment • Ability to work independently and as part of a team Benefits • Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents • Paid time off and sick leave • 13 annual paid holidays • 401(k) plan with up to 4% company match • Flexible Spending Account (FSA) & Dependent Care FSA • Quarterly Fringe Benefit reimbursements • Job-related training reimbursement • Casual dress code About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.