Job Details: Job Location: FCU HQ - Gainesville, FL, Position Type: Full Time, Salary Range: Undisclosed, Join Our Team at Florida Credit Union – Where Your Future Shines Bright! About Us: At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported. Why You'll Love Working with Us: Dynamic Team Environment: Work in a supportive and collaborative atmosphere where your ideas and contributions are valued. Extensive Training: Receive comprehensive training to ensure you’re set up for success from day one. Exceptional Benefits: Enjoy a competitive benefits package designed with your well-being in mind. Career Growth: Explore numerous opportunities for professional development and advancement within our organization. Position Overview: The Business Relationship Manager (BRM) develops and manages relationships with small-business members whose credit needs do not involve real estate. The BRM originates, structures, and coordinates non-real-estate commercial credit within established transaction, aggregate exposure, policy, and individual lending-authority limits. The role combines proactive business development, deposit-account opening, loan-application processing, portfolio management, and coordinated onboarding support. The BRM serves as a connector across the credit union: consumer borrowing needs are referred to Retail, commercial real estate opportunities are referred to Commercial Relationship Managers (CRMs), and treasury-management needs are referred to the AVP of Treasury Management. Your Key Responsibilities: Business Development & Relationship Management: Drive small business growth by proactively prospecting, building trusted relationships with local business owners, and deepening member relationships through tailored deposit, credit, and service solutions—while maintaining accurate activity records. Commercial Credit & Loan Origination: Manage the full commercial loan lifecycle—interviewing applicants, analyzing financial documentation, structuring credit requests within policy guidelines, and ensuring complete, compliant loan files from application through closing and funding. Deposit Account Opening & Business Onboarding: Open and support new business deposit accounts in compliance with regulatory requirements, ensuring a smooth onboarding experience through proactive outreach, issue resolution, and member education on available products and services. Portfolio Management, Risk & Compliance: Proactively manage assigned relationships post-closing; monitoring risk indicators, ensuring covenant and documentation compliance, and supporting collections or workouts as needed—while adhering to all regulatory, BSA/AML, and fair-lending requirements and prioritizing credit quality over production volume. What We're Looking For: Preferred Bachelor’s degree in business, finance, accounting, economics, or a related field, or an equivalent combination of education and relevant experience. Three or more years of progressively responsible experience in business banking, small-business lending, commercial lending, credit analysis, or a closely related role. Working knowledge of business financial statements, tax returns, cash-flow analysis, loan structuring, collateral, guarantees, and commercial loan documentation. A current driver’s license. Ready to Make a Difference? If you’re passionate about supporting your community and eager to grow your career with a team that truly cares, we want to hear from you! Apply today and take the first step towards a rewarding career with Florida Credit Union. Become a vital part of our mission to support and uplift our members – apply now!Qualifications: