Ready to Lead Lending Decisions? Join First Commerce Credit Union as a Senior Loan Underwriter! At First Commerce Credit Union, we're more than a financial institution - we're a community catalyst, empowering lives and transforming neighborhoods. We're currently seeking a detail-driven, strategic Senior Loan Underwriter to help us fulfill our Vision: Empowering Generations, Transforming Communities. If you're passionate about lending, compliance, and helping members achieve financial success through sound credit decisions, this is your opportunity to make a lasting impact. What You'll Be Doing As a Senior Loan Underwriter, you'll be a key decision-maker in our lending operations - ensuring quality, compliance, and member-focused solutions across consumer and home equity products. • Underwrite direct and indirect consumer auto, home equity products, and select unsecured products. • Make decisions on loan overrides, exceptions to policy, and rate concessions. • Structure layered credit risk through collateral, co-makers, terms, and down payments. • Analyze and report departmental metrics including overrides, quality control, and portfolio trends. • Collaborate with leadership to develop budgets and recommend product, rate, and policy changes. • Provide consultative support to members to improve credit profiles and offer flexible solutions. • Conduct periodic credit reviews and manage credit limit adjustments. • Review and process employee loan requests. • Serve as a mentor and coach to junior underwriting staff and front-line lending teams. • Deliver training to enhance credit-related skills across the organization. What You Bring to the Table You're a seasoned lending professional with a sharp eye for detail and a heart for service. • Bachelor's degree in finance, business, or related field (or equivalent experience). • 5+ years of experience in loan underwriting and credit approvals. • Deep knowledge of loan products, credit reporting, and fair lending practices. • Strong analytical, mathematical, and decision-making skills. • Excellent communication and interpersonal judgment. • Ability to work flexible hours, including evenings and weekends as needed. • Intermediate proficiency in Microsoft Office Suite. • Commitment to delivering consistently courteous, positive member service. Why First Commerce? We're a full-service, member-owned credit union with deep roots in the community and a bold vision for the future. Our culture is built on integrity, innovation, and service excellence. At First Commerce, you're not just joining a company - you're joining a cause. What's in It for You? • Competitive pay that reflects your experience and impact • Health, dental, and vision insurance • 401(k) with company match • Generous PTO and paid holidays • Employee assistance programs • Ongoing training and professional development • Clear career advancement opportunities • A supportive, energetic team environment • $500 referral bonus when you help us find our next great hire! Ready to Shape the Future of Lending? Apply today and help us build stronger communities - one loan at a time. First Commerce Credit Union – Where Service Meets Purpose.