Fusion Home Loans is seeking an experienced Manufactured Home Construction-to-Permanent Loan Processor (MH-CP) to join our growing Operations team. The ideal candidate has recent experience processing manufactured home loans, including Construction-to-Permanent (One-Time Close) transactions. This position requires a strong understanding of manufactured housing guidelines, construction loan documentation, manufactured home title requirements, and the ability to manage multiple loan files while providing exceptional customer service. Responsibilities • Process manufactured home loan files from application through closing. • Manage Construction-to-Permanent (One-Time Close) loan transactions from start to finish. • Review loan applications and supporting documentation for completeness and accuracy. • Collect and analyze borrower income, asset, credit, and property documentation. • Coordinate with borrowers, loan officers, builders, manufactured home dealers, underwriters, title companies, appraisers, inspectors, and other third parties throughout the loan process. • Order and review appraisals, inspections, title work, flood certifications, and other required documentation. • Collect and review construction-related documentation, including construction contracts, builder approvals, plans and specifications, cost breakdowns, permits, builder's risk insurance, draw schedules, draw requests, inspection reports, and Certificates of Occupancy. • Obtain and review manufactured housing documentation, including HUD Certification Labels (HUD Tags), HUD Data Plates, VIN/serial number verification, engineer certifications, permanent foundation certifications, and all other required manufactured housing documentation. • Coordinate the manufactured home title process, including determining when a home must be converted from personal property to real property and ensuring all required documentation is completed in accordance with state, agency, and investor requirements. • Work with title companies, builders, dealers, and county recording offices to ensure manufactured homes are properly de-titled and recorded as real property when required. • Work closely with underwriting to clear conditions and resolve documentation issues. • Monitor loan pipelines to ensure files remain on schedule and close on time. • Maintain compliance with investor, agency, federal, state, and company guidelines. • Provide outstanding customer service while maintaining accuracy and attention to detail. Qualifications Required • Minimum 3 years of mortgage loan processing experience. • Minimum 2 years of experience processing manufactured home loans. • Experience processing Construction-to-Permanent (CP) or One-Time Close loans. • Experience processing single-wide and double-wide manufactured homes. • Experience processing land/home transactions. • Experience with FHA, VA, USDA, Conventional (Fannie Mae/Freddie Mac), and portfolio loan programs. • Experience working directly with builders and manufactured home dealers. • Strong understanding of manufactured home title requirements, including when a home must be converted from personal property to real property to meet agency and investor guidelines. • Experience coordinating the de-title process and ensuring manufactured homes are properly recorded as real property. • Knowledge of state-specific de-title requirements and documentation for manufactured home transactions. • Knowledge of manufactured housing documentation and compliance requirements. • Experience using Encompass or another mortgage loan origination system (LOS). • Strong organizational, communication, and time management skills. • Ability to manage multiple loan files while meeting deadlines. Preferred • Experience with investor overlays for manufactured housing. • Knowledge of construction draw processes. • Experience coordinating foundation certifications, engineer inspections, and Certificates of Occupancy. • Strong problem-solving skills and attention to detail. What We're Looking For We're looking for a processor who is highly organized, detail-oriented, and thrives in a fast-paced mortgage environment. The ideal candidate understands the unique requirements of manufactured housing, including construction documentation, permanent foundation requirements, and manufactured home title requirements. They know when a home must be converted from personal property to real property, how to coordinate the de-title process, and how to ensure all documentation is completed to satisfy state, agency, and investor requirements. If you have experience processing manufactured home Construction-to-Permanent loans and enjoy working in a collaborative, fast-paced environment, we'd love to hear from you! Fusion Home Loans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools.