Team Member_Comm. Bank HO & Support_0177_6604_1094746_HRR
Kotak Mahindra Bank · kotak.com
KolkataOn-siteEntry level0–3 yrs
Subscribers got this job on 12 October 2026.
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The job in short
Gold loan branch team member: sourcing, gold appraisal, loan processing and pledged gold custody.
BankingCompliance
Details
- Found
- 13 d ago · posted 2026-10-11
- Location as listed
- Kolkata, West Bengal, India
- Role
- Credit / Risk / Compliance
- Source
- The company’s own careers site
Full description
Team member- gold loans
• Source new Gold Loan customers and achieve business acquisition targets.
• Conduct accurate appraisal and valuation of gold ornaments as per company guidelines.
• Process Gold Loan applications and ensure completeness of documentation.
• Verify KYC documents and maintain regulatory compliance.
• Handle disbursement, renewal, part-payment, closure, and release of pledged gold.
• Manage customer relationships and address customer queries efficiently.
• Cross-sell relevant financial products to existing customers.
• Follow up with customers for renewals, overdue accounts, and repayments.
• Ensure safe handling, storage, and custody of pledged gold ornaments.
• Maintain branch records, registers, and MIS reports.
• Support branch operations and contribute to overall business growth.
Preferred Candidate Profile
• Graduate in any discipline.
• 0-3 years of experience in Gold Loans, Banking, NBFC, Financial Services, Retail Sales, or Customer Service.
• Freshers with strong customer handling skills may also be considered.
• Knowledge of gold appraisal and lending processes will be an added advantage.
• Good communication and interpersonal skills.
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