Job Family: Wholesale Banking Job Sub-Family: Wholesale Credit Risk Management Career Specialization: Credit Portfolio Management Career Stream: Professional Career Level: P3 Job Profile Sub-Family Definition Wholesale Credit Risk Management manages the credit risk lifecycle for wholesale banking clients, including credit analysis, underwriting, approval, portfolio monitoring, risk rating, and problem credit management. Ensures lending activities align with established risk policies, regulatory expectations, and strategic business objectives. Career Specialization Definition Credit Portfolio Management is responsible for monitoring, evaluating, and managing the performance, risk, profitability, and composition of credit portfolios. Activities may include portfolio analytics, risk assessments, concentration management, strategic planning, and credit performance reporting. Other duties as assigned. Career Level Definition Applies advanced knowledge of a job area typically obtained through advanced education and work experience. Responsibilities typically include: • Managing projects / processes, working independently with limited supervision. • Coaching and reviewing the work of lower level professionals. • Problems faced are difficult and sometimes complex. Knowledge & Experience • Bachelor's Degree required; equivalent combination of education and experience may be considered • Typically requires 5 - 6+ years prior experience, with in-depth knowledge of job area Job Code: WBCPMP3 FLSA Status: Exempt Salary Grade: 119 We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.