Internal Audit:Auditor - Retail Lending Audit (Process Audit) INTERNAL USAGE: No. of Vacancies: Reports to: Is a Team leader? N Team Size: Grade: DM – Manager Business: Department: Sub-Department: Location: About Internal Audit Internal Audit function of the Bank, operates independently under the supervision of the Audit Committee of the Board and is responsible for providing an independent view to the Board of Directors and Senior Management on the quality and efficacy of the internal controls, risk management systems, governance systems and processes in place on an on-going basis. This is provided to primarily ensure that the business and support functions are in compliance with both internal and regulatory guidelines. About the Role The Corporate Audits Function participates in the Risk Assessment for the Areas that are under Audit. The impetus is to drive the Audit Function and executing the Audit area within the stipulated budget frame. The CO Audit Lead also works upon Process Improvement, bringing out irregularities according to guidelines. Key Responsibilities • Ensuring commencement / completion of audit assignment within time norms, adhering to given schedules, and ensuring adherence to audit / ISO processes & ICAI standards. • Ensure adherence to the audit process and methodology. • Conducting thematic reviews, special audits and investigations and provide qualitative suggestions /recommendations for improvement of processes & effectively bringing out the irregularities relating to violations of regulatory / external guidelines. • Timely submission of Synopsis of the audit report (for the areas audited during the period). • Review compliances submitted by the Audited unit and ensure quality of closures prior to submitting the updated compliance tracker to the Back office team. Qualifications Optimal qualification for success on the job is: • CA with additional professional qualification such as MBA/CAIIB/CIA • 2-8 Years of relevant work Experience. Role Proficiencies: For successful execution of the job, a candidate should possess the- • Knowledge of relevant Audit Systems • Experience in SOX testing and involved in audit, compliance and risk management. • Good communication (both verbal & written) and inter-personal skills • Strong Excel and database manipulation skills, financial and statistical analysis skills) • Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment • Ability to prioritize and make decisions in a fast-paced environment • Ability to manage multiple tasks/projects and deadlines simultaneously