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Senior Manager - DSMG strategy and Analytics - Retail MFB - Strategy - Mumbai - Lodha (I-Think Techno Campus) - MM

Tata Capital · tatacapital.com
MumbaiLead / Manager5–8 yrs
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The job in short

Retail strategy and analytics.

SQLPower BITableauExcelComplianceLegal

Details

Found
21 d ago · posted 2026-10-12
Location
Mumbai, Maharashtra

Full description

Job Purpose: This role is responsible for end-to-end ownership of data management, MIS design, and advanced analytics for the MFI portfolio under the DSMG function. The Manager will play a critical role in transforming raw data into strategic insights, driving evidence-based recovery strategies, and strengthening the overall collection efficiency through robust dashboards, reports, and predictive models. Key Responsibilities: 📌 MIS & Data Management • Design and maintain a comprehensive MIS framework to track recovery, delinquencies, roll rates, agency performance, and legal recoveries across all MFI portfolios. • Ensure accuracy, consistency, and governance of all data sources used by the DSMG team. • Build automated reporting systems and ensure timely publication of daily, weekly, and monthly reports. • Own the development and standardization of dashboards (Power BI/Tableau/Excel) for real-time visibility. 📊 Analytics & Portfolio Insights • Perform deep-dive analyses on NPA flow, bounce rates, forward/rollback movement, and segment-level resolution behavior. • Lead vintage, cohort, and root cause analysis to identify patterns in default behavior and recovery effectiveness. • Develop predictive models for risk prioritization, bucket behavior, settlement likelihood, and field strategy optimization. • Collaborate with risk and product analytics teams to derive customer scorecards and segmentation logic for better strategy alignment. 📈Strategy Development & Impact Monitoring • Translate analytical insights into executable strategies for field teams, legal teams, and agency partners. • Design KPI-based allocation strategies, campaign segmentation logic, and early warning triggers. • Evaluate the performance of implemented strategies through pre/post-impact studies and provide agile feedback loops. 🤝Cross-Functional Collaboration • Work closely with collections, product, legal, and technology teams to support decision-making and tech-based automation. • Act as the data custodian for the DSMG-MFI vertical and support internal/external audits and compliance requirements. Key Skills & Competencies: • Proficient in SQL, Excel (Advanced), and Power BI/Tableau – Must have hands-on experience. • Solid understanding of collections lifecycle, stress asset behavior, and recovery levers (legal, agency, campaigns). • Ability to build, interpret, and communicate data stories for business action. • Strong problem-solving mindset with experience in hypothesis testing, scenario analysis, and impact modeling. • Exposure to data governance, dashboarding best practices, and automation of MIS pipelines. Qualifications & Experience: • Graduate/Postgraduate in Data Analytics, Statistics, Finance, or Engineering. • 5–8 years of experience in analytics, MIS, or strategy roles, preferably within NBFC, MFI, or BFSI collections/risk domain. Prior experience in handling MFI or rural lending portfolios is highly preferred.

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