Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You’ll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm’s risk culture. As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase’s Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm’s commitment to prudent credit practices and regulatory excellence. Job Responsibilities • Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper database • Develop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clients • Monitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankers • Participate in portfolio review and problem credit meetings, providing insights and recommendations • Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners • Partner with credit risk management to communicate potential risks or control concerns identified during reviews • Stay informed of regulatory developments and interpret their impact on WSCR portfolios • Collaborate with internal stakeholders to support ongoing credit management and policy adherence • Prepare concise, thorough written analyses subject to internal and external review Required Qualifications, Capabilities, and Skills • Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision • Strong analytical and report writing skills • Effective verbal communication with peers, stakeholders, and bank examiners • Demonstrated planning, project leadership, and teamwork abilities • Proficiency in Microsoft Office applications • Bachelor’s degree or equivalent required Preferred Qualifications, Capabilities, and Skills • Graduate degree in a relevant field • Experience with derivative and traditional loan products used by wholesale clients • Familiarity with regulatory agencies such as OCC, FRB, or RBI • Ability to interpret and apply regulatory developments to credit portfolios • Experience working with global client portfolios • Strong relationship management skills with internal and external stakeholders • Knowledge of credit risk metrics and exposure measurement