SUMMARY The Credit Risk Analytics Analyst will support enterprise credit risk analytics through portfolio analysis, data-driven reporting, dashboard development, and recurring risk monitoring. The role will work with large loan-level datasets to identify trends and emerging risks, develop and maintain reporting solutions, and translate complex data into actionable insights for Credit and Risk leadership. This is a hands-on analytical role requiring strong SQL and data-analysis skills, attention to detail, and the ability to independently investigate and explain changes in portfolio performance. The analyst will work closely with Credit, Risk, Finance, Enterprise Data Management, and other partners across the Bank. RESPONSIBILITIES • Analyze large loan-level datasets using SQL, SAS, and other analytical tools to support credit portfolio monitoring and reporting and ad hoc analysis. • Develop and maintain Power BI/Tableau dashboards and recurring management reporting solutions for portfolio trends, concentration, and emerging risks. • Perform data validation and reconciliation, investigate unexpected results, and independently resolve data or reporting issues. • Analyze changes in portfolio composition, credit quality and other risk metrics and translate findings into clear takeaways for senior management. • Automate and improve existing analytical and reporting processes to reduce manual work and strengthen controls. • Partner with Credit Risk, Finance, Data, and business stakeholders to respond to ad hoc analytical requests and develop new reporting capabilities. • Maintain clear documentation of data sources, reporting logic, methodologies, and analytical processes. • Support recurring and ad hoc risk initiatives as needed. QUALIFICATIONS & SKILLS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: • 2-4 years of experience in data analytics, risk analytics, business intelligence, financial analysis, or a related analytical role. • Strong SQL skills and demonstrated ability to work with large and complex datasets. • Experience with SAS, Python, or another data analysis / programming language preferred • Experience developing dashboards or reporting solutions using Power BI, Tableau, or similar BI tools • Demonstrated ability to validate and reconcile analytical results, investigate discrepancies, and independently troubleshoot data issues. • Strong analytical curiosity, attention to detail, ownership, and ability to communicate analytical findings clearly. • Ability to identify meaningful trends and communicate analytical findings clearly to both technical and nontechnical audiences • Ability to manage multiple priorities and work collaboratively across teams as this group has several concurrent projects at all times. • Experience with banking, financial services, credit risk, or portfolio analytics is a plus, but not required. • Bachelor's degree in economics, finance, data analytics, computer science, mathematics or another quantitative discipline or equivalent relevant experience • Strong written and verbal communication skills. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube