Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world. Job Description We are seeking an experienced Insurance Business Analyst with strong Actuarial domain expertise to support Retail Life Insurance initiatives. The ideal candidate should have deep knowledge of Life Insurance products including Term Life, Whole Life (WL), Universal Life (UL), and Variable Universal Life (VUL) and experience working closely with business stakeholders, actuarial teams, underwriting, product management, and technology teams to drive business transformation and system enhancements. Key Responsibilities Gather, analyze, and document business requirements for Life Insurance products and actuarial processes. Collaborate with actuarial, product, underwriting, policy administration, and IT teams to define business solutions. Translate business requirements into functional specifications, process flows, user stories, and acceptance criteria. Support product development, pricing, valuation, reserve calculations, and regulatory reporting initiatives. Work on policy lifecycle processes including New Business, Policy Administration, Billing, Claims, and Servicing. Analyze impacts of product changes and ensure alignment with business objectives and actuarial assumptions. Facilitate workshops, stakeholder meetings, requirement walkthroughs, and UAT sessions. Support testing activities by developing test scenarios, reviewing test results, and validating business outcomes. Perform gap analysis and identify opportunities for process improvement and automation. Ensure compliance with insurance regulations and actuarial standards. Required Skills & Experience Insurance Domain Strong experience in Retail Life Insurance. In-depth understanding of: Term Life Insurance Whole Life (WL) Universal Life (UL) Variable Universal Life (VUL) Knowledge of policy administration and life insurance operations. Actuarial Expertise Strong understanding of: Actuarial models and methodologies Pricing and product development Reserves and statutory reporting Mortality and lapse assumptions Risk analysis and profitability studies Experience working with actuarial teams and actuarial calculations Business Analysis Requirement gathering and elicitation BRD, FRD, User Stories, Use Cases Process Mapping and Gap Analysis Agile/Scrum and Waterfall methodologies Stakeholder Management UAT Planning and Execution Nice to Have Experience with US, Canadian, or LATAM Life Insurance markets. Experience in product migrations, digital transformation, or cloud modernization programs. Knowledge of regulatory frameworks and actuarial reporting standards. Key Competencies Strong analytical and problem-solving skills Excellent stakeholder management Effective communication and documentation skills Ability to bridge business and technology teams Strong understanding of life insurance products and actuarial concepts Mandatory Skills: Retail Life Insurance, Actuarial Analysis, Term Life, Whole Life, Universal Life, Variable Universal Life, Requirements Gathering, UAT, Stakeholder Management, SQL." The base compensation range for this role in the posted location is: 115,000 - 135,000 Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law. The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction. These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity. It is not typical for candidates to be hired at or near the top of the posted compensation range. In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws. Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include: • Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave • Medical, dental, and vision coverage (or provincial healthcare coordination in Canada) • Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada) • Life and disability insurance • Employee assistance programs • Other benefits as provided by local policy and eligibility Important Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini’s discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation. Disclaimers Capgemini is an Equal Opportunity Employer encouraging inclusion in the workplace. Capgemini also participates in the Partnership Accreditation in Indigenous Relations (PAIR) program which supports meaningful engagement with Indigenous communities across Canada by promoting fairness, accessibility, inclusion and respect. We value the rich cultural heritage and contributions of Indigenous Peoples and actively work to create a welcoming and respectful environment. All qualified applicants will receive consideration for employment without regard to race, national origin, gender identity/expression, age, religion, disability, sexual orientation, genetics, veteran status, marital status or any other characteristic protected by law. This is a general description of the Duties, Responsibilities and Qualifications required for this position. Physical, mental, sensory or environmental demands may be referenced in an attempt to communicate the manner in which this position traditionally is performed. Whenever necessary to provide individuals with disabilities an equal employment opportunity, Capgemini will consider reasonable accommodations that might involve varying job requirements and/or changing the way this job is performed, provided that such accommodation does not pose an undue hardship. Capgemini is committed to providing reasonable accommodation during our recruitment process. If you need assistance or accommodation, please reach out to your recruiting contact. Please be aware that Capgemini may capture your image (video or screenshot) during the interview process and that image may be used for verification, including during the hiring and onboarding process. Click the following link for more information on your rights as an Applicant in the United States. http://www.capgemini.com/resources/equal-employment-opportunity-is-the-law Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.