Description About Total Community Credit Union For more than 60 years, Total Community Credit Union has helped individuals and families throughout Michigan achieve their financial goals through personalized service, competitive lending solutions, and a member-first approach. We are committed to creating a supportive workplace where employees are valued, empowered, and given opportunities to grow their careers. The Director of Lending is responsible for leading the credit union's lending operations and strategy, including consumer, mortgage, and HELOC lending. This role oversees loan production, underwriting, portfolio performance, regulatory compliance, and team development while ensuring an exceptional member experience and supporting organizational growth. Position Summary The Director of Lending is responsible for leading the credit union's lending operations and strategy, including consumer, mortgage, and HELOC lending. This role oversees loan production, underwriting, portfolio performance, regulatory compliance, and team development while ensuring an exceptional member experience and supporting organizational growth. Key Responsibilities • Lead and develop the lending team to achieve performance, service, and growth goals. • Oversee consumer, mortgage, and HELOC lending operations, including underwriting, processing, approvals, funding, servicing, and collections. • Establish and monitor departmental goals, KPIs, and performance standards. • Drive loan growth while ensuring timely decisions and excellent member service. • Monitor portfolio performance, delinquency trends, and risk; implement strategies to improve results. • Maintain lending policies, procedures, and controls to ensure compliance with NCUA and applicable federal and state regulations. • Serve as the primary resource for complex loan requests, policy exceptions, and member concerns. • Partner with internal teams and third-party vendors to enhance lending products, systems, and operations. • Prepare and present lending and portfolio reports to executive leadership and the Board of Directors. • Participate in strategic planning and support community and business development initiatives. Requirements • Minimum 5 years of consumer and mortgage lending experience in a credit union, bank, or financial institution. • Minimum 3 years of leadership or supervisory experience. • Strong knowledge of consumer lending, mortgage lending, HELOCs, underwriting, collections, loan servicing, portfolio management, and regulatory compliance. • Experience leading teams, developing procedures, monitoring performance metrics, and achieving operational goals. • Strong analytical, communication, leadership, and problem-solving skills. • Ability to interpret financial and operational data and make sound business recommendations. Education • Bachelor's degree in Business, Finance, Accounting, Economics, or a related field required. • Relevant lending, leadership, or financial services certifications preferred. Licenses & Certifications • NMLS registration or ability to obtain within 90 days of hire. • Certified Financial Counselor designation or ability to obtain within 180 days of hire. Schedule & Classification Full-Time | Exempt Reports directly to the President/CEO and works closely with lending, collections, member service, and branch leadership teams.