Overview This is a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office. First Citizens Bank’s Oil and Gas Finance Group lends money to the Exploration & Production, Midstream and Compression segments of the Energy Value Chain. About the Analyst Development Program: As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training. The program starts on July 7, 2027, on-site at our New York City Office with an 8-week intensive curriculum where participants learn about: • Underwriting fundamentals • Financial Analysis and Excel Modeling • First Citizens Bank Core Values • Application-specific training on systems • Business unit overviews with team leaders • Strategic priorities of the Bank • Credit Policies and Procedures Following the 8 weeks, Analysts join their teams and stay connected with colleagues through training and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers. Responsibilities & Qualifications Upon completion of the ADP program, candidates will join the Energy, Oil & Gas team and work within a team construct to assist in the credit underwriting and portfolio management of diverse debt solutions for companies. Analysts will perform: • Financial modeling in excel of E&P, midstream, and compression companies. • Conducting thorough due diligence on projects, including company and industry analyses, as well as reviewing engineering reports. • Preparation of internal credit memorandums. • Preparation of marketing materials for potential clients. • Work as part of a Deal Team on live transactions, engaged in many aspects of credit underwriting and portfolio management, financial analysis, credit memo preparation. • Participate in internal credit approval meetings and client/customer calls, as appropriate. • Attend professional development and informational sessions, networking and community service events. POSITION SPECIFIC SKILLS • Analytical Reasoning • Communication (Written and Verbal) • Credit Analysis • Critical Thinking Skills • Financial Analysis • Proficiency in Excel BASIC QUALIFICATIONS Minimum Required Education and Experience: Bachelor's Degree OR Associate's Degree/Equivalent and 2 years' experience Coursework or internship in commercial lending or credit Analysis, financial statement analysis, and finance fundamentals PREFERRED QUALIFICATIONS • Bachelor's degree completed upon start of the program (by July 7, 2027) • Major or concentration in a quantitative field including engineering, finance, accounting or economics • Strong verbal and written communication skills • Preferred minimum undergraduate GPA 3.0. • Previous internship experience in an analytical role within an energy focused institution. • Strong interest in the oil & gas industry Additional Information If hired in Dallas, TX, the base pay for this position is generally between $36.06/hour and $43.27/hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.