1 Digital Credit Assessment: • Utilize digital tools and technologies to assess creditworthiness of SME clients. • Implement data-driven credit scoring models for automated decision-making. 2 Credit Policy Adherence: • Ensure strict adherence to credit policies and procedures. • Evaluate credit applications against established criteria. 3 Efficient Credit Processing: • Streamline the credit approval process using digital solutions. • Minimize manual intervention and enhance efficiency. 4 Data Analysis: • Analyze financial data, credit reports, and other relevant information. • Identify key factors influencing credit decisions. 5 Risk Evaluation: • Assess credit risks associated with SME clients. • Determine appropriate credit limits and terms. • Communicate with SME clients to gather additional information and clarify details. • Provide feedback on credit decisions to clients when necessary. 6 Documentation and Records: • Maintain comprehensive records of credit assessments and decisions. • Ensure documentation is complete and accurate. 7 Compliance and Regulations: • Ensure compliance with regulatory requirements in digital credit assessments. • Stay updated on relevant regulations and implement necessary changes. 8 Credit Monitoring: • Implement digital tools for ongoing credit monitoring and portfolio management. • Identify early warning signals of credit issues. 9 Team Collaboration: • Collaborate with cross-functional teams, including technology and data analytics teams. • Ensure seamless integration of digital credit assessment solutions. Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.