Position: Mortgage Underwriter (Conventional & Jumbo) Location: Great Neck, NY (in-person) Company/Industry: Mortgage banker Schedule: Mon-Fri 1st shift Salary: $85,000 - $120,000/yr depending on experience, flexibility for the right candidate, plus benefits Type: Direct Hire Key Responsibilities • Loan Evaluation: Underwrite complex residential mortgage applications (Conventional, Jumbo, FHA, VA) to ensure full compliance with agency (Fannie Mae, Freddie Mac), investor, and internal company guidelines. • Credit & Risk Analysis: Thoroughly review credit reports, income documentation (including complex self-employed tax returns), asset statements, title reports, and property appraisals. • Condition Clearing: Clear loan conditions in a timely manner, review appraisal rebuttals, and issue final Clear to Close (CTC) approvals. • Pipeline Management: Maintain an active pipeline of files, meeting strict turn-time commitments while maintaining high credit quality. • Team Collaboration: Work closely with Loan Officers, Processors, and Management to resolve underwriting challenges and structure tricky loans effectively. Qualifications & Requirements • 3–7+ years of hands-on experience as a Residential Mortgage Underwriter. • Deep understanding of Conventional and High-Balance/Jumbo loan underwriting (FHA DE / VA SAR designations are a strong plus). • Hands-on experience with Encompass (or similar LOS), DU (Desktop Underwriter), and LPA (Loan Product Advisor). Compensation / Pay Rate (Up to): $85,000.00 - $120,000.00