Job Title: Technical Product Owner - Payment Gateway Experience Range • 5+ years in Product Management / Technical Product Ownership • 3+ years of hands-on experience in Payment Gateway, Payment Processing, or FinTech products • Experience in regulated financial/payment systems preferred Hiring Location • Bangalore / Chennai / Pune / Hyderabad (Open to discussion based on business requirements) Must-Have Skills Product Ownership & Agile • Product Ownership and Backlog Management • Product Roadmap Planning & Execution • Requirements Gathering and Analysis • User Story & Acceptance Criteria Creation • Agile / Scrum Methodologies • Sprint Planning, Backlog Grooming, Reviews & Retrospectives Payment Gateway & Payments Domain • Strong experience in Payment Gateway and Payment Processing systems • Deep understanding of payment lifecycle: • Authorization • Capture • Settlement • Reconciliation • Refunds • Chargebacks • Recurring Payments • Payment Processors, Card Networks, Acquiring Banks, and Merchants • Payment API integrations and payment workflows Security & Compliance • PCI-DSS Compliance • Payment Security Standards • Tokenization & Encryption • PSD2, GDPR, and related regulatory requirements • Fraud Prevention and Risk Management Technical Skills • API Integration & Management • Payment Gateway Architecture • Database Knowledge (SQL preferred) • Technical Documentation Review • Ability to collaborate with Engineering teams on technical design discussions • Understanding of payment integration patterns and webhook processing Stakeholder Management • Cross-functional collaboration with Engineering, QA, Design, Operations, Compliance, and Business teams • Customer and stakeholder management • Product demonstrations and requirement workshops • Strong communication and presentation skills Good-to-Have Skills • B2B SaaS or Enterprise Product experience • FinTech domain expertise • Payment API design and strategy • Microservices Architecture • Cloud-based payment platforms • UAT Planning & Execution • Product Analytics and KPI Tracking • Competitive Analysis & Market Research • Experience with Visa, Mastercard, AMEX ecosystems • Knowledge of payment sandbox/testing environments • CSPO, PSPO, SAFe Product Owner/Product Manager certifications