Description Senior Builders’ Risk Underwriter Underwrites Builders’ Risk policies within established underwriting authority, with limited guidance from leadership. Makes analytical, data-driven decisions on new and renewal business, including evaluating project-specific exposures, structuring coverage, and pricing risks appropriately. Assesses complex construction and renovation projects, including risks with significant values, challenging locations, unusual construction methods, or high individual line sizes. Responsibilities • Manages a portfolio of brokers, agents, contractors, developers, owners, and other construction-related clients while developing profitable Builders’ Risk business for Liberty Mutual. • Evaluates project plans, budgets, construction schedules, valuations, contracts, loss history, site conditions, catastrophe exposures, contractor experience, and risk-control measures. • Determines appropriate coverage terms, conditions, limits, deductibles, exclusions, and pricing for commercial, residential, infrastructure, renovation, and specialty construction projects. • Maintains strong relationships with agents and brokers, strengthens existing partnerships, develops new opportunities, and represents Liberty Mutual effectively in the marketplace. • Monitors evolving project exposures, including construction delays, changes in scope or values, occupancy transitions, fire, theft, water damage, windstorm, flood, earthquake, collapse, and other Builders’ Risk loss drivers. • Collaborates with UW Support, Claims, Actuarial, Risk Engineering, Product, Legal, and Directors of Underwriting in GRS North America; contributes to product, process, and underwriting tool improvements. • Mentors junior underwriters and new hires, analyzes portfolio performance, and communicates emerging construction and Builders’ Risk trends, underwriting recommendations, and opportunities for profitable growth. Qualifications • Degree in Business or equivalent typically required • A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience • CPCU or professional insurance designation preferred • Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques • Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues • Proven track record of developing and underwriting profitable business About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance Notices • California • Los Angeles Incorporated • Los Angeles Unincorporated • Philadelphia • San Francisco