Job Description – Team member Loan disbursement and Maintenance activity Key Responsibilities: • Application Review: - Review loan applications and supporting documents from borrowers to ensure completeness and accuracy. • Data Entry: • Ensuring on adherence of all internal process check list, co-ordinating with sales team to get the queries resolved. • Validation of loan prospect details in salesforce application with documents and boarding of loan into core application • Updation of multiple parameter like insurance details, asset details, repayment details and other critical details in core application • Compliance: • Ensure that all loans comply with bank process notes and guidelines. • Timeline Management: • Monitor timelines for loan processing to ensure that loans are processed in a timely manner and meet closing deadlines. • Control MIS action: • Preparation of daily outward and inward file for all the file movement • Updation of CERSAI and ROC’s • Updation of customer KYC details in bank application • OD limit management: • Validating the document and OD requirement basis the LLI sheet and setting of OD limit in finacle application. • Updation of bank level exposure of customer in glems application. • Maintenance activity • Handling customer request to make necessary changes in customer CRN • Handling customer request to adjust part payments in loan • Handling customer request in processing excess refund in loan account • Handling customer in reversal of charges • Customer receipt accounting in core application • Problem-Solving: • Address any issues or challenges that arise during the processing of loans, working to resolve them efficiently. Skills and Qualifications: • Education: Requires a degree in finance, business, or a related field can be beneficial. • Experience: Previous experience in mortgage processing or related fields is often preferred. • Technical Skills: Proficiency in mortgage processing software and Microsoft Office Suite. • Attention to Detail: Strong analytical skills with an emphasis on accuracy in documentation. • Communication Skills: Excellent verbal and written communication skills for effective interaction with clients and colleagues. • Organizational Skills: Ability to manage multiple loans and tasks simultaneously while adhering to deadlines.