Job Title: Sales Manager-Loan on Cards Job Details: Job Name – PA (Business Unit): Sales Manager-Loan on Cards Business Unit (PA): Payments Business Team: Sales Payment - Loan on Cards Reports to (job): Cluster Head/Regional Head -LOC-Pymt Business Location of role: Pan India Job Fn: Sales Role Type: IC No of direct reportees: 10 to 12 Travel Required: Yes Job Band Range: E1 – E4 JD Created date: 01-02-2026 JD Updated date: 01-02-2026 Version No: 1.0 Job Purpose: Drive Loan on Cards sourcing via digital channels Boost productivity, manage costs, ensure compliant sourcing Hire sales officers, maintain budgeted manpower Coach, mentor, motivate team for productivity Conduct training and refresher sessions Drive cross-sell: Merchant Acq, Credit Cards, TPP, CASA, Assets Adhere to sales processes Cross-sell to existing customers for activation, usage Job Responsibilities: Achieve assigned LOC targets Train, engage team Activate SOs, ensure LOC productivity Visit Sales Hubs, Branch Offices Drive cross-sell: Merchant Acquiring, Credit Cards, TPP Sell bank assets: Credit MEG OD, RA Loans Hire suitable SO candidates Minimize team attrition Coach SO team on product, processes Motivate, mentor team for productivity Conduct timely training, refresher sessions Ensure PLP clarity for team members Educational Qualifications: Graduation Post-Graduation/MBA Key Skills: Sales, influencing skills Banking product, process knowledge Planning, organizing skills Communication Team handling experience preferred Experience Required: 2-4 years sales, relationship management Preferred: Banking, Telecom, FMCG, Financial Services Major Stakeholders: Customers Branch Banking Team Asset verticals Operations/CPA Payment Product team Other cross-sell functional stakeholders