Overview SME -Lending & Core Banking for Banking Projects Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience Responsibilities Mandatory: strong domain capability • Explain the end-to-end lending and leasing / asset finance lifecycle, product variants and their business rules • Work through rental, APR, interest, balloon, residual value and early-settlement calculations and validate system results • Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions • Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending / core modules • Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders • Key functional areas • Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS) • Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end-of-term, repossession • Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces Responsibilities • Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories • Prepare and review test scenarios and test cases for domain coverage and correctness • Review test execution against plan; guide testers on complex domain scenarios and defect triage • Support status reporting and participate in customer governance calls and stakeholder discussions • Act as domain point of contact for project managers and test leads across multiple projects • Build reusable domain assets – scenario libraries, checklists, regulatory change notes • Support presales / proposals and new-project mobilisation with domain inputs • Mentor and upskill bench and project resources in the domain Essential skills • Strong functional domain knowledge with hands-on testing / BA background in banking projects • Test design and review, UAT support, defect management • Requirement analysis – BRD / FSD review, gap analysis, traceability • Stakeholder management and client-facing communication • Tools: JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation • Agile and Waterfall delivery Desired skills Excellent communication and interpersonal skills. Ability to work under pressure and manage multiple priorities. Detail-oriented with a commitment to delivering high-quality solutions. Mandatory: Strong domain capability – End-to-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands-on Flexcube / T24 Experience 7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking Platform certifications (Oracle Flexcube / Temenos) – preferred